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Dívidas são uma realidade para muitas pessoas. Estima-se que, no Brasil, mais de 60% da população adulta está endividada. Isso pode causar uma série de problemas, como estresse, ansiedade e até mesmo depressão. Este ebook é um guia completo para você que deseja aprender a lidar com suas dívidas. Aqui, você encontrará informações sobre como: Identificar suas dívidas Calcular o seu orçamento Criar um plano de pagamento Negociar com os credores Evitar cair em dívidas novamente

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